Crookedlung

I recently graduated from college and have started my first full time job working as a consultant in a temporary position for a major bank. I am being asked to fill a Federal W-4 employees withholding allowance certificate and I just want to know what to fill out in line :

(Line 7) I claim exemption from withholding for 2015, and I certify that I meet both of the following conditions for exemption:

· Last year I had a right to a refund of all federal income tax withheld

because I had no tax liability and

· This year I expect a refund of all federal income tax withheld

because I expect to have no tax liability.

I am able to chose either box or not chose either one and I am not sure which one to pick. This is my first job ever. Thank you

Note: The information presented here applies to questions 5, 6, 7, 8 and 9. Two different families, the Smith family and the Jones family, have taken out identical mortgages. Each has borrowed $320,000 using a 5/1 ARM with an initial fully-indexed rate of 4.25% and neither family paid any points at origination. The fully-indexed rate is determined by the yield on the LIBOR index plus a margin of 250 basis points.

5)What was the yield on the LIBOR index at the time when each family purchased their house?

6)If the rate determining payments for the first five years of the loan equals the fully-indexed rate, what is the balance remaining at the first reset date?

7)If, at the first reset date, the yield on the LIBOR index is 2.25%, what is the scheduled monthly payment for the sixth year of the loan?

8)The Smith family plans on selling their house at the end of four years. What is their effective cost of borrowing?

9)The Jones family plans on staying in their house for at least the next thirty years. If the yield on the LIBOR index is 2.25% at the first reset date and does not change for the remaining life of the loan, what is their effective cost of borrowing?

Need some urgent help wit these homework problems. Thank you

Someone very close to me got arrested while she was in school due to drug sniffing dogs finding un undisclosed amount of weed in her car. She said it wasnt hers and had no idea it was in her car and more than likely one of her friends dropped in. This is her first criminal offense aside from a warrant for her arrest for unpaid parking tickets which she already paid the tickets and warrant was removed. I just am wondering what will happen. What are Texas laws in regards to this. I am feeling really down and would like some insight into this.

1) Construct a scatter-plot of average annual growth (Growth) on the average trade share (Trade-share).

My question here is does that mean that Growth is the X value and Y is the trade share? Or is it the other way around.

2)Run a regression of Growth on Trade-share.

Again my question being is Growth the X value and thus Y being the Trade share values.

Thanks

I need some help with a few parts of an econometrics HW question. I got about half done but I am a bit confused on the rest of the questions. All the ones shaded in gray are correct and I just need help with parts E and F. I know the standard deviations for D so ignore that i just rounded wrong.

I need help with Parts E and F; deal with Expected Value, Variance, and standard deviation.

http://imgur.com/K2ZxIUA

Here is a link to the question to make it readable and clear.

My hypothesis for my science lab assignment was that higher levels of a contaminant would stunt/lower the growth of the seed growing as the contamination levels went higher. (control, 1%, 3%, 5%, and 7%)

Based on our p values they were all higher than alpha of 0.05. Every P value was higher meaning that the contaminant didn't affect the growth but I am confused with our Ho(null hypothesis) saying that we expected higher doses to impact growth and that h1(alternative hypothesis), the contaminant would not make any noticeable impact which is what happened. If I recall correctly doesn't a higher P> alpha mean you don't reject the null hypothesis but thus it doesn't make sense saying that the contaminant had an impact when our results shown it didn't. Question being should the null hypothesis and alternative be switched? Im confused and id appreciate the help.

For an upcoming exam in the study it talks about knowing "Morally required vs morally permissible vs morally forbidden" in regards to Emmanuel Kant's view and his philosophical ideas.

Also it mentions to know " Moral vs Legal- and when it might the law be cited as morally relevant".

I'd appreciate any help defining these two points.

were critical in changing a major aspect of both New York City and American Society.

What did they do that played major roles in both NYC and United States.

The sum of one number and three times a second number is 18. Find the maximum product.

Im stuck solving this problem, Im not sure how to go about solving it any help? Im used to dealing with finding the two unknown numbers.

Find the Linearization of f(x)=square root(x+10) near x(zero)=-1 and use this to approximate f(-0.4)

I got the derivative of f(x)= 1/(2*sqrtx+10) the point (-1,3)

set derivative equal to zero and get x=-10 meaning slope is -10.

Equation I get is then y=-10x-7 which then I find f(-0.4)= -10(-0.4)-7= 3

so f(-0.4)= 3

Is my work and answer correct?

h(x)=square root(−10−4x^2+16x). Th critical points are _

Derivative I got (-4x+8)/(square root(-10-4x^2+16x))

Giving me critical numbers x=2 for top.

Bottom part I got 2(x-4)(x+5)=0 as derivative factor and got x=4, x=-5 as critical numbers.

Now when i plug back in x=2 i get the point (2,2.449489) then when i try plugin in x=4 or x=-5 i get non real solutions and I am stuck here. What are the critical points.?

Use the first derivative to determine where the function

f(x)=108x^3−2106x^2+7128x+16

is increasing and decreasing.

Use interval notion. Use U for a union (more than one interval) and leave it blank if the interval is the empty set.

1. Increasing (if there isn't any interval, enter none .)

2. Decreasing (if there isn't any interval, enter none .)

I got derivative in a factor form 324(x-11)(x-2)=0

X=11, X=2, now what comes next. Im i doing something wrong?

f(x)=12x^4+6000x

Use first derivative to find out where the function is increasing and decreasing.

I got the derivative 48(x+5)(x^2-5x+25). From that point I set each factor equal to zero getting getting one x=-5 but im not sure what comes next. Any help?

I have a question regarding the tax and income from adsense. How does it work exactly and how much does one have to pay in taxes. I signed up with my sisters info and her consent to adsense and have made earnings. Gotten paid about 300$ in 7 month period. She works and stuff and pays her taxes so my question is, will she have to pay taxes on the earnings on adsense im making as well and if so how much. Tried looking around but found nothing concrete. This month another earning totaling 278$ will be deposited in her bank account so how much taxes?

Im 5'11 and I weight 157, and my boy mass index is around the 18%-21% mark. I been working out and going to the gym but i feel as if im doing something wrong. I would like to drop my BMI to a good range and as well as i feel good about the way my body looks. I began thinking about this workout from this link (http://www.topfatlosstrainer.com/2009/11/03/brad-p... but obviously i need to drop my BMI to see results from this particular workout. What would be a good exercise/workout regime for me as well as diet plan to get my body back in order.

Im going to upgrade to Windows 7 from my current Vista and I'm just wondering if there is way for me to save certain games and programs I currently have and put them on Windows 7 easily. I have many things downloaded in Vista that are making it super slow so I just want to be able to pick certain games and programs and carry them over to Windows 7. I have 3 HDD in my current desktop so storage isnt an issue. Anyway I can easily do this?

So just getting to the point, yesterday me and my gf had an argument because on her Tumblr page I sent her an anonymous message pretending to be someone one random, asking racy questions in which she responded as if she was really interested.( questions like if she wanted to have sex ;), wanted to be my girl..etc) I just did it to see if she would turn down the questions and say no because she has a bf already. After she responded and I stopped asking questions anonymously and I confronted her saying why would she do that. She gave me the excuse that it was someone anonymous and she didn't know who it is. I told her to tell me the questions "the anonymous person" asked and she lied about that too saying that he asked for her number, if she had a bf etc...I just laughed because I know exactly what I asked her yet she is making up other questions. I told her why is she lying about the questions and she said she was not and she is reading it right off the screen...again I laugh because I well know wtf I asked her anonymously. She then deleted her Tumblr saying its causing drama between us even though I pleaded with her to not do it. I did this because before yesterday she made a post about her "Tumblr Crush" with a heart next to some guy and saying "see.. :)". That hurt me so much and we made up after we talked and fixed that problem. Then I just did this to truly see and feel better if she would turn the flirting down, but went on right ahead for me to see. Was I wrong to do this? Why would she do it and then tell me she loves me so much etcc... I feel hurt.

The demand for apples is given by the equation xp=50 , where x is the number of pounds demanded and p is the price per pound. If the price is increasing at a rate of 1 dollars per week, when the demand is 40 pounds, at what rate is the

(a) demand changing;

(b) revenue changing.

Could anyone explain what to do? I have never done these type of hw questions thankss