snwangl82

No, stupid answers please. This is important to me. I do not care where a college degree can take you, I do not care if I have millions of dollars. I really think my life mission was to be a mom. Whenever I think about it I feel sublimly happy like if there is this warm glow around me telling me yes this feels right.

My boyfriend makes roughly 45k. He has about 20k in debt including 2 car loans and mainly credit cards. He is never late or in bad standings with any of these loans and cards and usually pays over the minimum. We would like to getting in the process of purchasing a home next year, so he's trying to eliminate some of this debt because he learned he's only at average with his credit score. He was thinking of doing this via a personal loan and pay off everything and then only pay the loan. However, he's tried three different places and everywhere tells him no. I'm not understanding the problem and don't know what else to tell him to try? Or what to say to keep his head high that our dream of owning a home will come true? Will it help any if we do a loan together? Combined we are at 55k and I only have meger credit because I only have one card because I havent established credit I can't really obtain credit, but would I help him out any?

I am 25 years of age, currently undecided with school (tuition too high - pay all myself). I am basically almost married without the paper, ring, and party. When my boyfriend and I discuss the future I tell him I would like to be a stay at home mom, he understands my reasoning. Everyone else in my life NO. I am so sick of being asked about MY future, other people telling me MY life isn't going the way they imagined. I have faith, I think things will be okay. But I am here to ask stay at home moms, is it really as bad as everyone is making it seem, mainly the money? I don't think I'll get bored or crazy or anything like that I have been preparing for this almost my whole life I can't wait to be a mom but I just wish other people will be supportive. No one yet in my family has graduated from college and I feel like all the pressure is on me. Or people thinking I'm using my boyfriend, but I'm not. I just wish someone would give me a big hug understand my reasoning and say it wil be okay.

My boy friend and I were quoted for a mortgage awhile ago that we would be able to do about 150 to 180K ,not too bad. But when I did a mortgage calculator online it only came out with the 35K total. We make more than some people we know and they own own homes. What did I do wrong? I just can't believe that we would not be able to be qualified for a mortgage amount that is at least reasonable and would get us something nice and not a condo or townhome. Even though that is what everyone is telling us to buy. Please some one restore my faith or will we never be able to have a home of our own.