Jimmy

Question on legal obligations and procedures in Tort... common law ?

Issue is minor car accident, and insurance company carrying out some highly questionable activities then demanding inflated extortionate repair costs.

At an intersection, vehicle B nudges back bumper of vehicle A. (10 year old vehicle)

No damage to vehicle B, vehicle A bumper plastic cover slightly dislodged from mounting clips on one side. Small marks on paint. Boot opened and closed, to check alignment, all lined up perfectly.

Driver B tells Driver A to take vehicle to nearby (very high quality) panelbeater. (to repaint and refit bumper)

Driver A declines and contacts insurance company.

Driver B thinks, no problem, panel repaint is 300+ gst, so including refitting will be less than $500.

Question: What are the legal obligations on driver B?, to "make good" the damage?

ie, to return the vehicle to the same condition as prior to the incident, or to return that part of the vehicle to brand-new condition? other?

I have a Samsung Galaxy S3, once every few days it will give me a text alert (standard whistle tone) , when I look at the phone there's no text message. Would anyone know what's causing the random tone, and how I could fix it? I've done all the updates. Not sure which android version it is, does this matter? thanks.