i was in a car accident on saturday, which was not my fault. i was injured, and went to the emergencey room on sunday. i was told it was a strained neck and back. i dont know if this sounds kind of selfish or not. but can i get money other than the medical bills from the other drivers insurance company. he has government insurance(usaa). i dont want to be selfish, but im in need of money.
Zsasha
Favorite Answer
You can only get what you're entitled to. You said you don't want to be selfish but that's exactly what you are.
helen keller
It doesn't just sound selfish, it IS selfish. When you say you don't 'want' to be selfish, you're just lying to yourself. What you're doing is trying to take unfair advantage of an unfortunate situation.
Is there any concrete reason for you to be compensated? Did you lose pay from your job? Even in that case, you're probably still going to have to spend a fair amount of time doing things like giving depositions, calling your insurance company to follow up, going for follow-up visits to the doctor, etc.
Otherwise, this is exactly the kind of thing that keeps insurance rates going up. The insurance companies will eventually pass their losses on to their customers; they're in business to make a profit, not lose money. (And you might as well know, even though the accident was not your fault, if you were driving the other car, your insurance company is eventually going to factor that into your rate & it's going to go up. It's just a fact of life.)
Getting money you don't honestly deserve is called STEALING.
I hope you feel better & do the right thing.
Good luck !
Anonymous
accidents like yours happen everyday. Insurance company's don't just hand out money to whoever. You will get no money for your injuries unless it was a serious permanent injury. Something like in a coma, being disabled/wheel chair, lost of limb, just to name a few. All you are entitled to is repairs to your car if the damage cost does not exceed the red book value of your car and maybe physio therapy covered by your insurance.
Stuart
Here's a new word for your vocabulary: indemnify.
Indemnity is making something whole again. If you break your leg, the insurance coverage will pay to get your leg fixed, and any salary you missed while out of work.
In this case, the other driver's insurance will indemnify you, fixing your car and paying your medical bills.
Another word for your vocabulary is opportunist. Look that one up.
Ashley J
Like for pain and suffering? Only if you miss work or your quality of life is changed by the accident. Hire yourself a lawyer, but you can't expect that just because you need money, you will get it because you were in an accident.