Help with Medicare- which choice?
I'll be 65 next month. Which is the most common choice of the programs that are offered?
I'll be 65 next month. Which is the most common choice of the programs that are offered?
sage seeker
Favorite Answer
I don't know the most common choice, however I chose Part A [automatic]; Part B which covers major medical outpatient; and Part D prescription plan...I have Advantix and pay $40+ per mo which comes out of my check for 'scripts which cost me around $2 a prescription. So far so good...Only had the initial co payment on Part B of $100+ at the doctor's and since most charges have been paid with the exception of a couple that cost me under $50.
Anonymous
D is the prescription plan, which you would take unless you belong to a HMO. The one thing to be careful of is the how many medicines you take and how much they are. I was going to take AARP which is fairly good for addition to A&B. I will start Medicare 11-1 of this year. By adding up the totals for my medicines by April I would be in the hole or whatever they call it, which means that I would have to pay the full amt if my medicines, till I reached about $4000.00, then it goes into catastrophic coverage. At that moment I decided to stay with my HMO. So make a list of your drugs. There is no coverage for the donut hole. If you have a HMO stick with it.
dora
I'll be 65 in March. As ex-govt, worker, we are advised to get parts A and B, but not D as A and B are better coverage, but I don't know if that is accurate.
mister ed
a and b are a no brainier -=- d depends on how many meds you take and if you have any other kind of drug plan like tricare!!!