I need some sound advice!?
I turn 60 in 3 months and find myself in the awkward position of having to start over----literally. I have a home that is currently upside down (and I love it----been here a long time), have a retirement fund that's taken some big hits in recent years and probably won't let me retire comfortably----ever, am in debt to the tune of about $15,000, little savings to speak of, am paying the IRS for back taxes, alone and pretty discouraged right now. On the positive side, I guess, I have been making payments on the unsecured debt that will have it paid in three years. When I get one thing paid, I put that money toward savings and another bill. My friends are beginning to retire and enjoy their lives while I feel like mine has gone very haywire. Any ideas are welcomed!
Thank you for your frank observations of my situation. I just need to know that there's a light at the end of the tunnel!