When can I access my free credit reports?

I know that a person can get their credit reports for free from the three major bureaus once per year. But I just naturally assumed that I got request them Dec. 31 one year and then again Jan. 1 the following year. I just realized that that isn't the case. One has to wait a full calender year. Without knowing when I requested my free credit reports last year, is there a way to find out when I'm able to request them again?

rtfm2012-01-11T19:54:18Z

Favorite Answer

You can always just try to request them, and see if your request is accepted or rejected.

cathy c2012-01-11T20:10:21Z

annualcreditreport.com
Did they send you an email when you got the one last year?
Maybe you still have the email (thus the date)

Christie Perry2012-01-11T19:38:44Z

Freecreditreport.con tell your friends, tell your dad, tell your mom.