Sorry to be dense but I have only had debit cards?

and now have a credit card that stated I do not need a pin number in order to use the card. Is this true? She said I only need it at ATMs.
Thank you!

Caz2013-09-04T08:33:07Z

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If you are in the UK you will need a pin to use your card in shops, unless you specifically requested a card to use with a signature instead.

Never draw cash out at an atm with a credit card; they charge interest from the moment you collect it.

Always pay off the balance in full every month to avoid interest altogether.

Caren2013-09-04T15:27:05Z

none of my credit cards have pin numbers. not needed. and you never want to use a real credit card at an atm ever.
i hope you pay that card fully every month. something is telling me otherwise.