Did you fall into credit card debt yet?

It's so easy to do.

?2014-02-02T17:42:52Z

No. I've always made certain that I pay the full credit card balance within 1 to 2 months.

?2014-02-02T17:13:20Z

Nope, never. The best rules when it comes to credit cards are: Never buy what you can't afford to pay the bill on, and always pay the full balance. Paying the full balance should be doable if you followed the first part of the rule.

Politely Dazed2014-02-02T17:13:47Z

I did when I was young and stupid and bought into the whole "I'm young, I have lots of time to pay it off, I want to travel" idea. Spent the last 15 years paying twice as much as I spent after interest to get out of that stupid little adventure phase of my life. But now, I'm doing much better and am much more responsible financially. Maybe it's a good thing I went through that stupidity.

DeeDee2014-02-02T17:29:57Z

No, I make a point of only putting as much on my card as I know I can pay off at the end of the month.

The only debt I have is a mortgage, thankfully.

heffron drive2014-02-02T19:32:52Z

Nope. I don't plan to get a credit card for a long time.

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