Babysitting Insurance? Getting a full-time babysitting job? Where can I get insurance? How much does it cost?

Question

I'm going to be spending the next school year and the following summer working as a babysitter to earn money for college. I will be working in someone else's home. What kind of insurance do I need? How much approximately would it cost? As in if I would need to drive the kids to school, or even just working in someone's home and there was an incident of some sort? Any answers, thanks. :) 
(Also I'm going to get certified and I plan on taking life guarding courses)

Casey Y · Accepted Answer

Homeowners insurance will be fine.  Just don't drive your own vehicle with the kids in it, make sure you take theirs and refuse any job that wants you to use your own car.

B · Answer

Casey Y and coraan are correct, you do not need insurance, the homeowner with the kids does

coraann · Answer

The home owner's insurance should cover most anything that might happen while in the home.
Make sure they have insurance,or don't take the job.

car253 · Answer

Make sure the parent has "permissive use" on their auto insurance policy.  If they don't you will not be covered while driving.   Make sure they have "permissive use"!!

Babysitting Insurance? Getting a full-time babysitting job? Where can I get insurance? How much does it cost?

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