I appear on my parent's 1095-A, but they can't claim me as a dependent this year. How do I do this?

2015-03-08T12:41:41Z

My parents enrolled in health insurance through the marketplace and I appear as a covered individual (Part II) of the 1095-A. However, they can no longer claim me as a dependent this year.
Reading the instructions for the 1095-A I found out that there should have been a disclosure for children who can't be claimed as a dependent so they can receive a 1095-A of their own, but it's obviously too late for that now.

2015-03-08T12:41:47Z

So, what do I do about this? Should my parent's still check the box that states they shared this policy with another taxpayer who is not on their return? Should I use my parent's 1095-A when I file my taxes since I won't be getting my own? I'm so confused. Any help or suggestions are very appreciated.

Anonymous2015-03-08T13:25:53Z

See the instructions for part IV.

The issue for column B will be whether or not it was reasonable for your parents to claim when they signed up that you would be a dependent.

Your parents will make an entry showing they are allocating some of the 1095-A to you. You will show that you are allocated from the 1095-A.

MarineMom2015-03-08T23:28:26Z

If your parents claimed you in 2014 when they first applied and you were a dependent then, then their 1095-A is correct and they can use it for their tax return. However, if you moved out of the house in 2014 and were not just away going to college, they should of reported a change to marketplace insurance and taken you off the policy. ..then you could of gotten your own through open enrollment. We had to call and take our son off when he moved out and then he could apply for his own. It probably costs a lot more without you on it...at least ours did cuz our family size went down and they figure it differently. Your parents are committing fraud if they are claiming you and you are not a dependent. Can you talk to them about it? Or call marketplace and ask them what to do.