Jeff
Western or English
Gullets have to span correctly on English saddles
On western trees.. you should be able to get a couple fingers under the pommel while seated
EITHER.. even sweat under... dry spots are evidence that your contact is off...eventually you will sore a horse and pads can't totally correct a really off fit
?
If its too snug more padding will make it even more snug. Padding only fixes a loose fit.