I've had an individual plan (not employer based) with the same carrier for 18 months. During that time I developed a condition a few months into the plan for which I continue to receive treatment.
If I renew the same plan with the same carrier, would this be considered a pre-existing condition?
Anonymous
Yes. Even Covid could be considered a pre-exiting condition.
HAPPY PUPPY!
Yes you have to see a doctor.
babyboomer1001
Why do you need to renew it? Plans continue, forever.
A Hunch
Any medical condition that has previously been diagnosed or you knew about but did not seek diagnosis is a pre-existing condition.
If you had acne when you were 16 that is a pre-exsiting condition.
If I renew the same plan with the same carrier, would this be considered a pre-existing condition? YES, it's a pre-existing condition.
Would have this ever had mattered? NO! Because pre-existing conditions clauses were only in effect when you CHANGED carriers. If you are renewing the same plan, you have a pre-existing condition but it does not matter.
Murzy
Yes. Even Covid could be considered a pre-exiting condition.