why am I declined on credit ?

I have tried getting a credit card and every time I get the same response it doesn't make sense they say the consumer reporting agency has limited credit reports on you, I haven't had credit or a job Ive been on disability, I don't know what's going on though I have money and I keep getting that there's limited reports on me it doesn't seem fair. I actually want to know because sometimes agencies make mistakes, I was once declared dead by the social security office so I know.

2021-03-18T21:05:06Z

a secured card, what is that? why does not having a credit history matter, I apparently have a credit score and I have money, how am I suppose to get a credit history if I've always been denied credit? 

2021-03-18T21:42:33Z

hey anonymous, you're a stupid dick, because nothing, I asked for answers, if it it doesn't matter  what credit history you have, credit companies assume all the risk but they have to trust you or they would go out of business, it doesn't matter what your history is as long as they know they can trust you thats called having credit. and type it into a search engine, how about you answer my God damn question like someone who actually knows what they're talking about. no. 

2021-03-18T21:43:14Z

and thank you everyone i have what I  need now. 

NickD2021-03-23T08:03:21Z

You're not a very nice person.

Use google next time.

Anonymous2021-03-21T00:14:56Z

Having money is no guarantee that you will actually pay back any money lent to you.  Not because of lack of resources to do, but simply because you don't want to.  Ask yourself, would you lend a complete stranger your money on the basis that "he has money"?

Anonymous2021-03-18T21:19:39Z

"why does not having a credit history matter"   Because there is zero evidence that you will pay what you owe.

"how am I suppose to get a credit history"  A secured card.   Type "What is a secured credit card" into your favorite web browser, then come back if you still have questions.

Amy2021-03-18T21:02:05Z

You've never had credit. That's why they have no records of your past credit history.
Try getting a secured card or have your parent or spouse add you as an authorized user on their credit card.

Eva2021-03-18T20:51:47Z

You don't have a credit history.  You'll have to get a secured card to start with.  Don't keep applying for cards.  Too many inquiries lowers your score.

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