how many credit bureaus are there ?

I know about Transunion, Experian, and Equifax but some people on youtube say there is a 4th credit bureau. What is this 4th credit bureau?

DON W2021-04-04T18:58:11Z

Yes, I've also heard about additional credit bureaus, but they are for specialized purposes and have little importance.  For consumer accounts, such as applying for credit cards and the like, they will check one or more of the big three.

If people on youtube are talking about a fourth, why don't they mention what it is and what it is used for?

By the way, the one I think they are referring to is INNOVIS.

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