A friends tells me about his personal fiances (bills and stuff he has in lay away) I do not talk to him about stuff like that.
He is very set on getting a camper. Two campers he was interested in have sold in the last few months. He asked me a few times to be a co-signer so he can get the camper. I have decline the offers. I told him it is not my fault because his credit is poor I know for a fact he can not afford it. He get a partial social security 765.00/Month (has a bad back) He thinks he can open up a line of credit for $12,000. I've told him he will have to fill out an application for the line of credit. This friend talks about doing stuff. But they do not become a reality for some reason
P.L.2021-04-06T17:53:01Z
Just tell him to forget about something that he cannot, at the moment, afford. That is how most of us were brought up but some youngsters seem to think that, what they want, they should have NOW. Tell him to start putting some of his money away each pay day to save for things that he wants and, that way, he WILL be able to afford them at some time in the future. Life is not about having everything we 'want' immediately. We have what we need and save up for the 'wants' in life.
Normal people don't discuss those things unless it's relevant to what's being discussed or absolutely necessary. Your friend sounds like a moron. This isn't Ann Landers and has nothing at all to do with books. Put your big boy pants on and say "I don't care about your money situation. It's not my business, and I don't want to hear any more about it." Tell him that you don't care whether he buys 765 lottery tickets per month or invests in a Nigerian prince. And be firm when you tell him not to ask you to get involved with his finances in any way.
You are wise to refuse to co-sign for a loan. You become liable for the loan if you do. Don't be a part of his bad financial choices. I don't consider it rude to talk about personal finances, however, it is certainly audacious to ask you to co-sign or contribute money.