what kinda rate can i get on a 30 year fixed rate mortgage?

it all depends on your fico score. The lower end rate right now is anywhere around 5.9 to 6.5,(this is in loan amounts lower that $417,000) in order fot you to obtain this kind of rate your will need to have a average fico score >720 and no derrogatory history on your credit report. The lower your fico score or derrogatory history the higher your rate is going to be. As you know, the federal reserve keeps raising their rates in every meeting by a .25 of a point, and the higher they go, the higher rates will go as well.

Hope that helps,

The national average today is between 6.125 and 6.625. A thirty year motgage is tied to the 30 yr bond, the federal reserve raising the rates has no barring on this. What the fed is changing is how much it cost for a bank to borrow money from another institution for 1 day. This does have an effect on short term rates, such as ARM's. You can typically get as good of a deal on a 30 yr as you can on an ARM at this point.

every one is correct ont he fact that it depends on what your credit looks like, whether you are going full doc, stated, or no doc, what type of property you are purchasing, and so on .. these all add hits top the YSP which will be passed on to you either in rate, or in a discount.

Both answers so far are right on the money, but one other potential wrinkle is what will be getting financed. Investment property, such as multi-family or commercial, can be put at a higher rate. The same can be true of single family homes if they will be as a second home or for investment purposes.

That will completely depend on your credit. The higher the number the better the rate.