Why do people delay personal financial planning?

Take your pick.

a) No discipline.

b) No education in finance -- a product of our public schools.

c) No goals for the future -- just live for today.

d) All of the above.

Poeple delay their future financial planning because we can not predict the futur, so the cost of money today is not the cost of money of tomorrow and the interest rate of today is not the interest rate of tomorrow. It is like buying and selling futures contracts with options in the stock exchange. We may not buy waiting for higher prices , and we may not sell if the prices are low at the same time we are under the constraint of contract maturation.

It is like this. am I clear !!

Personal financing should start IN THE HOME at an early age, hopefully by parents who have a sucessful financial plan and outlook. Children learn what they live.

Most of us don't have enough money to cover our minimum expenses. Why worry about something you are never going to be able to control or improve?

I take it that you are a Financial Planner. Where did you get your education?

TRUE STORY ABOUT THE BANRUPTCY AGAINST THE IRS,,, THEY SENT ME MY CERTIFICATE FOR RELEASE OF LIEN,, AND I GOT TO KEEP EVERYTHING AND I GET A 3000 A MONTH RETIREMENT WHICH THEY DIDNT TOUCH,,, PRETTY COOL

It takes eleven seconds for the Yahoo Answers web page to load for me to be able to click on the [add your answer] box. does this mean my laptop is slow??

Because Most are just surviving today.

Interested in this as well

I do my own planning. It's not rocket science.

By the way... anyone seen my rocket?