Can the payday loan people sue you or garnish your check?

They could, it might not be worth the trouble if the amount of money is small. The Federal Trade Commission and several states have gone after these people for not giving Truth In Lending disclosures and for not being licensed as lenders, so you should contact your State's consumer protection agency or the Attorney General's Consumer Protection Division.

If people would just learn to manage their money they woulden be taking in be so-called payday loans that is one of the biggest rip offs in the united states is a scam you pay up to 65% interest for what 2 weeks that's stupid!!

You give them the check, they hold the check for a specific amount of time, if you don't return to the store with cash, they post the check to your account. So not really, but it will screw up your bank account if you don't pay.

In a heartbeat.

OF COURSE