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ML
Lv 5
ML asked in Politics & GovernmentLaw & Ethics · 1 decade ago

Collection of Student Loans?

The Fed can hound you till the day you die for a student loan? They require others to stop at the lastest 20 years if a suit was filed.

My wife had a student loan 23 years ago for one quarter and they har hounding her to death about it. She is disabled on social security so they can't take anything foe her and we were not married when it happened.

Can I file a civil suit against the department of education for pursuing this long after any legal statute of limitation has ran out?

7 Answers

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  • 1 decade ago
    Favorite Answer

    Student loan are an obligation that you (she, in this case) agreed to. You really need to pay them. If it is an undue hardship, they have mechanisms in place to deal with those life occurrences. Good luck to you.

  • 5 years ago

    1

    Source(s): Low Rates Student Loans - http://studentloans.ohfos.com/?Qbp
  • 1 decade ago

    No. And did you know that they could tap into your Income Tax refund? If you are married and file a joint return,even if you are the only one with earned income,then you better talk to your accountant because you could put in for a separation of credit. Even if you want to file for bankruptcy,student loans are not part of that and are not forgiveable.When filing your next Tax Return, make sure you file the sparate credit(might be called something else) or the IRS could take whatever refund you have coming to you,right out from under your nose. Another option is to make a payment plan to repay the loan.Good luck in whatever you choose.

  • 1 decade ago

    You can not just rid of this debt, you will have to pay it. If it were possible after 20 years to just not pay your student loans, don't you think everyone would do it? Of course.

    She needs to make her best effort to pay them back, and show a little responsibility for her actions.

    There are a lot of people in this country that need to learn: action and consequence. And take responsibility for your own actions. Don't look to the government to fix everything for you. It seems that it is always the same people that want the government to butt-out of their personal lives, to also give them handouts. You can not have it both ways.

  • 1 decade ago

    No you cant. The DOE loans are not something you can get rid of, short of paying it. Even if you declare bankruptcy, federal student loans are considered valid debt.

  • Anonymous
    1 decade ago

    i would like to have an answer for that too, i've been persued by the dep. of edu. my self for 20 years, i try to fix my credit but everyone has told me that i should pay it no matter what.

  • NNY
    Lv 6
    1 decade ago

    i hate my student loans

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