Fire Insurance, Marty Stuart, and Travis Tritt?

I am a musician and have toured across the US, Canada, and Europe with some famous singers. Once, when the bus stopped Travis Tritt and I were having a few cold "sodas" at a hotel.

On our way out to the bus a guy stops us and asks if we want to buy fire insurance. It's about 2:00 AM and I was laughing, but Travis was taking the guy seriously. Next thing I knew Travis had him in the bus and was looking at all of his brochures. Not being one to pass up a deal, Travis bought the most deluxe plan the guy had.

After the papers had been signed, the insurance guy is all excited about his big sell and tells us that he sells flood insurance too.

The guy knew I didn't want any but kept up on Travis who kept turning him down no matter what he said. Finally the salesman asks why Travis doesn't want flood insurance after having bought so much fire insurance, Travis replied: "Because I don't know how to start one of those!"