Need help to pay of my credit card bills?

First, you have started on the right path by not using the card. Second, never just pay the minimum, often with the way the interest rate on most cards it will take up to 30 years to pay off a card by just paying the minimum amounts. Third, sacrifice as much as you can to pay as much as you can till you pay the card completely off. It may hurt now, but it will be better in the long run.

if you use the card in the future, always pay the card off in full at the month end. Don't let yourself get caught in the trap.

The best solution is to get a small loan and pay off the card. The interest rates on this EASY money (credit cards) are so high, that a normal loan will help get this debt under control faster. This doesn't make the loan go away.. just helps manage it a little more efficiently.

If this is not possible, you need to stop looking at what the credit card company is telling you is "minimum payment". Here's what is minimum payment. Figure out what the interest charges are for the card. Now pay that PLUS $50 (or more) a month. It will take a while, but you'll be covering the costs of the (free money) and slowly get the debt paid off.. a little a time.

Finally, once you have paid this off, remember how hard it was to pull yourself out of debt. And tell people, its not FREE money. If you can't afford it with cash, you CERTAINLY can't afford it with plastic.

The thing to do is get away from the minimum payment. Pay any spare dollar you have to get away from this debt.

I think if you want help inthis forum you must include a real picture to see what the boys are bidding on. You must state how much is involved and what they can expect in return. Advertising correctly is the most imortant thing you need to do. Also when meeting thiese guys meet at a public place because if he is really icky you can go to the ladies room forever. A girls gotta do what a girls gotta do.

1st cut up all your cards

2nd call a free credit counseling service for payment help,options,etc

you need money or advice???

You are paying on the interest, and depending on ho much you send in. Pay double the minimum...or more if you can, and it will diminish quicker.

just ONE credit card bill? Newbie!

(joker--I seem to be about 20 seconds behind you tonight--you keep stealing my lines--"great minds..." & alla that) ;)

get a second job(or a first ) and pay your own damn debt

lazy free loaders

Wow...BOLD MOVES HAPPEN EVERY DAY!