I am looking for private health insurance. Right now I have Kaiser and I need to switch. Reccommendations?

The side-by-side comparison websites are good, but can't explain the differences in policies. My suggestion will always be to contact a licensed independent insurance agent in your area and schedule an appointment. You will be able to explain your personal health situation and find the right coverage for you.

In most cases, it doesn't cost you any additional $$$ to buy your coverage through an agent. The commission is built into the cost. Do you think the website owners do it for free? No, they get a commission just like any other agent. If you're paying it anyway, get the most for your money.

I don't list my website because I am not trying to sell you anything, only to give you objective advice on the topic. Besides, I don't do business that way.

the insurance laws in California are pretty extreme, and because of that its really tough to find affordable private health insurance. I'd advise to stay with Kaiser if you can. If its not an option, try Blue Cross or any other Wellpoint product.

I like the flexibility of a PPO. You get a break if you use the suggested doctors. But you can always choose the doctor you feel is best for you. I was able to go directly to a specialist without prior approval from my PPO. I have FirstCare.

Be careful that you don't fal into the "name trap". Your best bet is to get a free side by side comparison quote so that you can compare rates and coverage and make an informed decision with that information. The following site has a great free comparison quote feature

Anthem is good.