what should I expect when getting a car title loan in CA? my car is 5 yrs old, I need 3k, is this a bad idea?

I don't know how they do it in California as I live in Alabama, but it's a bad idea here. You may get the money you want, but unless you can pay it back fairly quickly, they will eat you up with interest. A good interest rate here is 12%. If you HAVE to do this, shop around. It's possible that if you can't pay it back fairly quickly, you could pay on this for a long, long time.

1

They charge you outrageous interest rates in most states for a car title loan. You might want to look at other options: selling stuff, second job, loan through a bank or credit union, canceling subscriptions to stuff, or any combination of such.

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