bad credit, no credit, no problem?

It really depends when it comes to those types of operations. Granted they can get you into the car. But then at what cost? How much will the down payment be? Even still, how much will the interest be? Chances are that they're going to require you to have full coverage insurance with GAP(guranteed auto protection) coverage to boot. All those hidden "moving parts" can swell a car note from $300 a month to almost $500-600 month, and that's if you want to include the insurance!

A co-signer can help at times, but it sounds to me that you're trying to "feed with a long spoon", which I don't blame you for doing at all. Chances are, I would do the same thing if I were in your shoes.

My suggestion would be to research it closely. Look for the interest rate, the length of the note, warranty, whether GAP will be required, their default policy. Everything.

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation....

if it helps kindly remember me in your voting!.. cheers!

Sure ....there are places like "Ugly Duckling" that will put anyone in a car.

The only thing is...You need a job, pay stubs and a bank account. Your intrest rate will be sky high and you will probably need a mega down payment.

But even though they advertise that...there is probably some kind of waiver also. They get to pick and choose too.

Good Luck.

"in some unspecified time sooner or later of time human beings do have very undesirable credit record. if you're fearful about your poor credit heritage then you gained't get any credit. there are a range of lenders who provide loans to human beings whose credit record is undesirable, yet at a higher interest price. you will get very undesirable credit loans from some lenders right now and easily. earlier you stick with for a very undesirable credit mortgage, there are some factors you ought to first think about. the merely eligibility for the very undesirable credit mortgage is poor credit heritage. to improve your credit status, verify that the information of your loans are despatched to substantial credit bureaus. "

its possible.

the thing is the interest rate that they are going to hit you with! VERY HIGH! it depends with how bad your credit score is. plus, you may get other very tight restrictions including huge down payments maybe required, such that you may run away. just be careful with those deals, and read the small print w/ very strong magnifying glasses!

I did this..it usually means a high risk loan. Meaning high interst rates. Right now i pay about 29% interest..so it all depends on affordability.

The catch is......large down payment and high interest rate.