Savings Bonds?

It depends. If you buy EE you will pay 5000.00 for the bond. it takes anywhere from 12-15 years to reach face value. Then you have up to 30 years to collect interest.

If you purchase and "Series I" savings bond, you pay face value and start collecting interest immediately on it.

As with any question about investments, you will get many varied answers. Just do your homework...and verify what you see...

"EE" Savings Bonds are issued at half of face value ($10,000 gets you $20,000 in bonds). EE-Bonds currently mature in 20 years at their current 3.6% rate (Rule of 72 - 72 divided by interest rate equals years to double or in this case to reach face value). Minimum holding period is 1 year - you will lose 3 months worth of interest if cash in before 5 years. Bonds stop earning interest after 30 years. Rates are set every May and November 1st. The issue rate is fixed for the life of the bond (this was changed May 2005).

"I" Savings Bonds are issued at face value ($10,000 gets you $10,000 in bonds). There is no maturity date for an I-Bond. They currently earn 4.52% interest (comprised of a fixed rate of return plus inflation - 1.4% fixed for the life of the bond and the last calculated inflation rate 3.12%). Minimum holding period is also 1 year, and you lose 3 months interest if cashed out before 5 years. Rates are set each May and November 1st.

See the website below to answer all your questions...

It's a Treasury security. Treasury bonds (T-Bonds, or the long bond) have the longest maturity, from twenty years to thirty years. They have a coupon payment every six months like T-Notes, and are commonly issued with maturity of thirty years. The secondary market is highly liquid, so the yield on the most recent T-Bond offering was commonly used as a proxy for long-term interest rates in general.[citation needed] This role has largely been taken over by the 10-year note, as the size and frequency of long-term bond issues declined significantly in the 1990s and early 2000s. The U.S. Federal government stopped issuing the well-known 30-year Treasury bonds (often called long-bonds) for a four and a half year period starting October 31, 2001 and concluding February 2006. As the U.S. government used its budget surpluses to pay down the Federal debt in the late 1990s, the 10-year Treasury note began to replace the 30-year Treasury bond as the general, most-followed metric of the U.S. bond market. However, due to demand from pension funds and large, long-term institutional investors, along with a need to diversify the Treasury's liabilities - and also because the flatter yield curve meant that the opportunity cost of selling long-dated debt had dropped - the 30-year Treasury bond was re-introduced in February 2006 and is now issued quarterly. This brought the U.S. in line with Japan and European governments issuing longer-dated maturities amid growing global demand from pension funds.

Well it all depends on the type of bond you are buying. EE bonds are currently at 20 years maturity. BUt if you get a I (eye) bond. YOu pay full price and theya re already mature and start getting interest right away. Hit the link below to find out for sure. Its the treasurey site.

Some bonds can be purchased at face value and others are purchased at 1/2 the value. It takes 17 years for theses bonds (1/2 value) to even reach full face value!! Your best bet is to invest, money market accounts, or Cd's. Money isn't in bonds anymore. Go to your local bank and discuss your options with a financial adviser.

If you want to check current values google "bond calculator". It matures in about 5 years. Before that if you cash it in there is an interest rate penalty. Currently bonds pay under 5%, but that gets reset from time to time, so it is impossible to give an exact date it will reach face value, but 13 years is a reasonable guess.

You would purchase it for half of the face value, so 5,000. It would take about 12 years to mature to the full face value of 10,000. It can go for longer, like 30 years, earning interest.

www.treasurydirect.gov is the best place to go and paper e bonds are bought at half the face value at yur local bank or through payroll deduction. If you buy at website mentioned above you buy at face value starting at min of $25 and go up from there in penny increments I think. Yo also can keep track of bods on line cool web site and easy to use

Hope this help:-)

30 years, the purchase price would be 5,000 dollars so you'd make 5,000 plus about 2.5-3.5% interest over the period of the bond.

every 7 years ...at 7% it would double....

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