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Why is my Equifax fico score different from two credit monitoring services if I opened on the same day?
Both scores are reported from Equifax NOT transunion or Experian.
The name of the credit monitoring services I'm using are
myfico
and citi monitoring
3 Answers
- 1 decade agoFavorite Answer
Comapnies do not report to all three services respectvily. For example, smaller institutions and businesses you deal with my only send info the transunion while the big players send to all three.
- 5 years ago
They all monitor your score with the info they get and their various methods of assigning values to particular things. However, not all companies, credit cards, furniture stores, etc. will report to all 3 credit bureaus hence you will have different scores with all 3 generally- Equifax, Experian, and Trans Union are the 3 I'm talking about. As for the monitoring companies and the scores you get from them- they are a best guess at the real thing and can often be way off the mark of actual bureau scores.
