Is it possible to obtain a home equity loan (or a similar type loan) without a house as collateral?

If you don't own a home, no, you can't get a home equity loan.....

If you owe less money on the car than it is worth, or own it free and clear, you may be able to refinance the car and get some money out of it. Check with your bank or credit union to see what the terms would be.

Otherwise, you will only be able to get unsecured loans, usually at a much higher interest rate.

No. If you do not pledge your house as collateral, you don't have a "home equity" loan. If you want to borrow based on the value of your car, that is a used car loan.

You can apply for an unsecured loan, but they are harder to qualify for.

Good luck.

I could be a big smart-a** right now, but as that does not serve your interest. The answer is NO. As their name implies, these loans are based upon the equity in your home. If you own the car free and clear, try going to a local consumer finance company (Beneficial, Wells Fargo, CitiFinancial, Wash Mutual) and try using the car to leverage a loan beyond your credit worthiness.

a home would be required for a home equity loan. maybe, you want to get a personal loan, you can use the car as collateral.