Divorce: Marriage portion of retirement split using Quadros?

QDRO's are Qualified Domestic Relations Orders

They are drafted by the parties and sent to the retirement management firm for approval of language. Once approved and executed by the parties, they are sent to the judge of the court who has venue over the dissolution and entered.

They have the specific language for the division, disbursement, etc., of the retirement earnings.

This allows for the retirement money to be sent directly to the beneficiary spouse/ex-spouse, instead of relying on the retirement owner to pay his/herself when he/she retires.

PS- They can vary from agency to agency, state to state etc., as far as how the language goes and how they are taxed, etc. It may be necessary for the employer to be joined in the action for jurisdiction over the retirement.