Internet Scams.. Need help answering a question about it?

yes the police will get invloved. i used to work at walmart and this poor woman went to the service desk to cash 5 checks. they were each for 1000 i believe. obvioulsy bc the amount it was checked by management and they found them counterfeit. they had to notify the police and luckily i think the police understand but they still had to take the woman in for questioning. just in case she was in on it.

When the "cashed" check is returned to the bank as being counterfit, any of your checking and/or savings accounts can be debited to offset the full amount of the counterfit check or checks. The bank will also notify the police of the counterfit check(s).

Usually, this will overdraw most people's checking accounts and if it is your account, you are liable for the overdraft. At that point you would want to file a complaint with the FBI as a victim of the scam, other wise you could end up as being charged as part of a conspiracy.

If there is any evidence to indicate that you knew the checks were counterfit (emails are admissible in a Court of Law and a good forensic computer specialist can get information off of your hard drive, even if you have erased and the Courts can Subpeona all transactions from your ISP and all ISP providers keep backup tapes for a minimum of 3 years).

You will need to contact your account manager at your bank and make repayment arrangement and stick to it, or you could end up being charged with kiting checks or fraud and in that case, you could end up going to jail.

If you are smart enough to recognize in advance that this is an advance fee scam, then you forward the e-mail to http://www.knujon.com/

and they work with the relevant government agencies in various nations to try to put the crook in jail, and you stay safe.

The reason he wants the 10% is to get the bank routing info so that he can drain your bank account.

Let's suppose you have $ 100 in your bank account.

Let's suppose you deposit $ 20,000.00 fraudulent payment.

Let's suppose you withdraw $ 2,000.00 to send via Western Union.

The crook figures out your bank account, and withdraws all that they can from your bank, which might be perhaps $ 15,000.00

The bank figures out that it is all a scam, and removes the $ 20,000.00 that was the phony deposit.

The bank charges you various fees for the trouble you put them to with this nonsense, and demands immediate replayment of the missing money.

So now the balance in the account is a negative $17,000.00

You have no money to show for the transaction.

The bank calls other banks in town, and all your credit is frozen until you can pay this back.

The e-mail from the guy in Nigeria is probably saying

"I am a humongous crook who stole all this money I was not entiteled to & I need your help with money laundering" so you can't claim you were an innocent victim in all this.

The bank wants the money back that they reasonably believe you had a hand in stealing, so you end up with no money in the bank (it has all gone to Nigeria), and the bank wants you to pay them back all the money that was stolen.

It is very easy for the bank to call the police and have the police charge you with fraud ... getting the money back from Nigeria is next to impossible by the local authorities.

The guy in Nigeria is long gone.

The only way to have caught him was to have contacted the authorities from the very beginning, when you got the contact information that was frudulent, such as using a service like http://www.knujon.com/

There's billions of dollars been stolen by this scam in USA, similar sums in other nations, many thousands of people in jail who fell for it, and also several people are dead, because they tried to go after the crooks, not thinking through what it means to try to fight the Russian mafia.

A lady in FL who fell for this was arrested and charged. The cops were waiting for her when she went to the bank. It was in the news a while back. They did not believe she was duped, they believed she was in on the scam, and her life has been turned upside down.

****This is part of the reason for the scam being set up the way it is. They get the money wired in over there, if it works it's great for them, but if the person gets busted they lose nothing because they aren't the ones there in person holding the bag.

The bank will deduct 100% of the check amount from your account. If they suspect you KNEW the check was counterfeit, they will refer you to the police for criminal fraud. Given the publicity this type of scam has received, you would have to prove you were actually a victim and not actually involved.

YOU DON'T WANT OR NEED TO KNOW. All you need to know is your out of your money and possibly up on charges you never even knew existed.

Why are you even interested in this? You already know it's some weird scam.

If they spend the money on postage for the money orders

and you just trash the M.O.'s...they are out the postage cost

and nobody got hurt.

Would this work?