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any tips on getting a small business loan?

Update:

It is to buy an already established business.(open 5 years)

I already have the last 3 yrs taxes with profit and loss on the business and records of cash flow.

2 Answers

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  • Anonymous
    1 decade ago
    Favorite Answer

    Most definitely you'll need a business plan and I would strongly recommend that you talk to a business counselor before you do anything especially spend money. I'd call the local office of SCORE (go to http://www.score.org/ and input your zip code to find the chapter nearest you), the advice is FREE.

    The counselor at SCORE will most likely help you to write your business plan because it will force you to dig out all of the start up details and the costs of starting your small business and force you to also understand all of the aspects of this business including the customers you'll concentrate on (your market ) and how you'll go after them.

    You'll need to register the business with your state controller's office and make sure that you have any city and county licenses if any are needed where you live. All of this will come out in a business plan.

    Try this link :

    http://www.ychange.com/small-business-consulting-a... and read some of the articles especially the ones about a business plan and starting a business.

    Good Luck

  • Anonymous
    1 decade ago

    Fill out the loan application correctly.

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