what is the easiest way to purchase a home?

Save up lots and lots of money. Find a home you can afford. Offer for it. If it's accepted then pay for it.

The easiest way to purchase a home is save a large amount for a nice deposit. Then shop around for a good mortgage, and hopefully have a co-signer who has good credit (maybe a parent or relative).

The easiest way to pay off the house is either having a roommate or spouse (two incomes for the mortgage), or if you would like to own the house yourself, buy a multi family house, and charge rent to a separate part of the house. This way, the mortgage payments will be much easier on you.

Also, a great tip I've read is that you make half the monthly mortgage payments every two weeks, isntead of monthly. It's a tiny change, but by the end of the year, you would've paid 2 more payments (26 half payments, instead of 12 full payments). This will reduce the overall cost and help in the long run!

Good luck, and you've made a great choice to buy a home. It is the single greatest investment someone can make in their life.

With cash. That is the absolute easiest way to purchase a home. It's possible, too, but not realistic for 95% of the population.

The more normal route is to save up a 20% deposit. In other words if you want a $100,000 home you need $20,000 in cash. You would get a mortgage for the rest. 20% is a good number that banks feel safe with. They feel if the borrower can save up 20% of the down payment they have the discipline it takes to save money and be a good risk for a mortgage loan. Also by saving 20% or more for a down payment it will reduce the cost of your monthly payment.

If you are inexperienced, Work with a professional. either a realtor, a good lawyer, or at least somebody who sells homes for a living.

100% cash

having good credit and a good idea of what you are looking for

by paying money