How do i find out if the house i'm moving into, is in a flood risk area?

Some points that may contribute to flood risk in the 50 or 100 year floods are as follows

- your land description is Floodplains

- you live near a river

- you have lake front property

- water lines can be seen on walls or other structures

- you have large cracks in your basement

- or you can't buy flood insurance

here are a few of many flags to look at

There are several routes you should take. I would recommend that you use them all.

- Request a disclosure from the seller as to the flood plain status of the property

- Check with the local government property tax collector as to the flood plain status of the property.

- Check with multiple insurance companies as to the flood plain status of the property.

- Require that the real estate broker provide that information in writting prior to giving any offers. (This can be done in coordination with asking the seller as well).

I would do them all and ensure that all of the sources agree.

I have included a website, but you can also check your local governments flood plain maps as well.

Timothy D.

West Melbourne, FL

Your County Assesment office should be able to tell you that, or the Recorder of Deeds? I'm sure if you are looking at a flood plane area, your insurance company would also know!

Is the land flat? is there a river nearby? are there lots of coastal defences? Have you not looked around the area? ask local shops of past history, ask the seller if they have ever suffered from natural flooding ( they have to disclose this info..its the law)

Is it on flat ground? Is it within a few flat miles of a river? That's normally a good hint.

This sort of information should be available from an estate agent anyway.

In the U.S., there are maps put out by FEMA. Someone in the municipal offices should have one.

If you can look at a soil sample, you might be able to tell by yourself. If the soil is mottled, it is exposed to water with some frequency.

do a search for flood risk then go to

http://www.environment-agency.gov.uk/subjects/floo...

You can check by post code look at a map etc

You need to get a solicitor to do an Environmental Search and that will tell you.

Pay for an environmental search.

That is what you pay a solicitor for