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is the american express platinum charge card invitation only?

i was just wondering is the american express platinum charge card only invitation only or can you apply for it?

also what does it take to get the american express platinum charge card??? is it based on credit history? or is it on income? what score do u need?

5 Answers

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  • Anonymous
    1 decade ago
    Favorite Answer

    The American Express Platinum charge card is not invitation only. All you have to do is apply and be willing to pay the $450 annual fee.

    The card you are probably referring to is the American Express "Black"/titanium card. It is by invitation only and has numerous spending, income, etc. requirements.

    So, back to the platinum. If the $450 is in your budget and you feel like you'll benefit from the extra services with the card (airline lounges, telephone concierge service, special events, etc.) then all you need to do is apply. You'll need good to excellent credit - probably a FICO score of at least 700. Results may vary though because AMEX uses it's own internal scoring model when approving credit.

  • 6 years ago

    This Site Might Help You.

    RE:

    is the american express platinum charge card invitation only?

    i was just wondering is the american express platinum charge card only invitation only or can you apply for it?

    also what does it take to get the american express platinum charge card??? is it based on credit history? or is it on income? what score do u need?

    Source(s): american express platinum charge card invitation only: https://bitly.im/pIksk
  • 1 decade ago

    It is not by invitation, but you do pay around a $400 annual fee. It is a good card if you travel, it will come with travel benefits.

  • Anonymous
    5 years ago

    I would love one. At first I hated the idea of paying off a card every month, but now it makes perfectly good sense to me. You stay out of debt and no interest rates!

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  • Anonymous
    1 decade ago

    Don't be fooled by the marketing surrounding these "prestige" credit cards. All credit cards work the same.

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