can we get a home equity loan?

You have to have equity to get a home equity loan. Unless you have instant equity, you are going to have to wait.

If you are a first time borrower of a home equity loan it is imperative that you have a checklist of essential questions that you need to ask each and every lender. The answers to these questions will provide a valuable reference to base your comparisons on. What’s the interest rate? Knowing this is crucial. The interest rate will determine<!--the monthly payment you will need to make. You also need to know if the interest rate is of a fixed or adjustable nature. Fixed rate implies that the monthly payments will remain constant, while an adjustable rate implies that rates will fluctuate depending on market conditions.

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In adjustable rate, when will rates change? If your interest rate on the home equity loan is of the adjustable variety, you need to know three things: when the rate is going to change (that is under what conditions), how frequently will the rate change and what’s the average-->percentage by which the adjustable rate will change. What is the Annual Percentage Rate or APR? The APR on the home equity loan will determine the yearly payment you will need to make towards this.The higher the payment in terms of points, the lower is the interest rate.

Spend a few hundred dollars to get a buyers home inspection so you know exactly what the cost of the work will be. You may be able to negotiate a lower sales price.

But, no, you need equity in your house to get a home equity loan. Especially in today's market.

hello friend,

I am Sandra I know of a company that can help you out without stress.

My parents use to be in dept some Months back to the extent they could not afford my school fees, their deots keep pilling up each day.

And to god be the glory I am back in School again and today my My parents no longer work and get payed by their boss anymore. They are now boss on their own.

They have a business with the help of the loan they got from this company. I know of the email address of this company it is zenith.lenders@yahoo.co.uk but I cant remember the name of the company.

Bye Friend.

Don't be silly, you need equity to get a home equity loan. Most 100%+ loans must be seasoned at least one year.

Hello Everybody,

My name is Mrs Symone Roland and i live in the CANADA , life is worth living right now for me and my family and all this is because of one man sent by GOD to help me and my family, i once had a life filled with sorrow because my first daughter needed a kidney transplant and all our savings were going towards her medications and this normally leaves us with no money to pay our bills or even put enough food on our table and our rent was due and no funds to pay these bills and life felt so unfair to me and every night my daughter will cry herself to sleep every night until one day, i was browsing through yahoo answers and i saw a striking advert of a man that gives out personal loans and that the offer is opened to all and i have heard so many things about internet scams but at this point of my life, i was very desperate and ready to take any risk and at the end of the day, i applied for this loan and from one step to another, i got my loan within 48 hours through bank transfer and you know, it was all like a dream and i called Mr Frank Petti who is the GOD sent lender i found and said, i have received my loan and he smiled stating that to GOD be the glory and i was so shocked as i have never ever seen anyone with such a GOD fearing and kind heart and today, i am the happiest Woman on earth because by GOD'S grace, my daughter kidney transplant was successful and today she is healthy and i and my family are living very comfortable and happy and if you are in my former situation or is in serious and legitimate need of a loan, you can reach this GOD sent lender via frank_petti@yahoo.com

Hello Dear,

I am Donald George, the (MD) of Donald Loan Firm Inc, am a Reputable Money Lender, who give out loans to individuals and companies in need of loan.

Do you have a bad credit? Or are you in need of money to pay bills? I will be glad to render you a loan service at 2% interest rate.

ARE YOU SEEKING FOR A LOAN AT A VERY LOW INTEREST RATE FOR ANY LOAN DURATION?

Have you tried to obtain loans from the bank but no success?

Do you need urgent cash to get out of debts?

Do you need finance to expand or establish you own business?

We offer long Term and short term loan.

We can also offer to help refinance your home mortgage. If your credit is in the good to excellent range and your looking to get out of your current program we could refinance your mortgage into a fixed rate.

Application is available for applicants who are 18 years and above.

Services Rendered include:

*Consolidation Loan

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I await your response if you are interested. Upon response, you'll be mailed a Loan Application Form to Fill. Looking forward to hear from you, you can reach us via....

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You most likely wont have any equity for quite a few years unless you are buying the house way under it's value.

Hello,

In regards to your question, i would advice you to visit Clarkson Micro Finance Incorporated.

Few months ago when i had a bad credit a friend of mine introduced me to them, Inspite of my bad credit they were able to lend me a loan of 25,000, British pounds within the space of two days of which i used to revive my business, I think you too can do the same as well, regardless of your nationality.

You can reach them via clarksonloaninquiry@yahoo.com

Sincerely,

Victoria Dingley,

From Newcastle, England.

Hi,

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