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If you hit someone (vehicle) whose tags are expired, does that change your liability any?
My husband backed into someone. The lady's tags were expired. It was on a country road, no police report, we turned it in on our insurance. Does the fact that her tags are expired change anything?
7 Answers
- NavigatorLv 71 decade agoFavorite Answer
There's no effect on your liability. The only difference it would have made is that if a law enforcement officer had investigated at the scene and filed a report, the other person would have been cited for expired tags. As far as your insurance is concerned, the other party's expired tags don't make any difference.
- DeeJayBLv 51 decade ago
I don't think her tags will have anything to do with it, however, without a police report-good luck getting the insurance to pay anything. If you had reported it, she would get a ticket for the expired tag. Whenever you don't report ANY accident, you are either planning on paying for it by yourself or the other person has agreed to pay. Because...In fact, it's considered "failure to report an accident" in the eyes of the law. You would be the one at fault and yes your insurance would go up for a short while, but you're reporting to the insurance company anyway and you didn't file a report. I'm not sure I understand that. But like I said, good luck.
- oklatomLv 71 decade ago
No. Think about what you asked. Do you think there is a law on the books that says "You can't hit a parked vehicle, unless of course the tags are expired."?
- 1 decade ago
No, the fact that the tags are expired is meaningless as it does not impact on anyone's degree of fault. It is good that you reported it to your insurance - your carrier will decide on what they think the relative degrees of fault are on each side and (if it is just property damage) can work out payment to the lady or her carrier (assuming that she is insured and reported it to her carrier).
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- Anonymous1 decade ago
no no fault insurance.. your company pays you.. your company goes after her.. you are not hurt by that.. ok but you were at fault.. so the amount of blame would be you.. so be caareful.. ok ..