whats the difference between Social security benefits and SSI?

SSD and SSI are both administered through the Social Security Administration (SSA). SSD is strictly a federal program and so it is the same from state to state. SSI is a Federal/state program so SSI is different from state to state. SSI and SSD use the same standards to decide is someone is disabled. Once someone is found disabled each program looks at different things. SSD will want to make sure you have enough work credits and are insured. Someone that is disabled before the age of 21 and has a parent that has enough work credits and is either retired, deceased, or disabled, can also collect SSD benefits off of their parent’s record. Their are NO resource limits. With SSD one can have as many resources as they want. Since not being able to work is part of the definition of a disability, one can loose their SSD if they make Substantial Gainful Activity (SGA) for a certain number of months. If you are collecting SSD and do plan on working at all, you should get familiar with things like the Trial Work Period (TWP), and SGA. The amount of your SSD depends on how much you earned while you were working, how many credits you have..etc. SSI is a state/federal welfare program, so it is a program based on having a disability or being over the age of 65 AND have a serious financial need. People can get both SSI and SSD. This usually happens when some one gets a small amount of SSD. SSI will then supplement the SSD to bring it up to the amount your state's SSI program says you can have. Some states supplement the federal SSI amounts, some states don't. The basic Federal SSI amount is $637.00 a month for a single person.

http://www.socialsecurity.gov/OACT/COLA/SSI.html

If your state supplements SSI it may be more. If your state does not supplement then all one on SSI could get would be $637.00 a month. It looks like Missouri may supplement the SSI payments for people living in certain types of residential programs such as a residential care facility

http://www.socialsecurity.gov/policy/docs/progdesc...

If you are not living in any of these types of facilities, your allowable unearned income level would be $637.00 a month. If your SSD is more than $637.00 a month, you would not qualify for SSI. If your SSD was less than that, and your countable resources were below 2K then you may qualify for enough SSI to bring your total income up to $637.00 plus an extra $20.00. (The extra $20.00 is given because SSI will exclude the first $20.00 of unearned income when figuring how much you are owed. It is called an unearned income disregard).

Since SSI and SSD are two different programs, you will need to apply for them both if you think you are eligible. If you apply for SSI first, they will require you to apply for SSD or any other program where you may be entitled to a financial benefit. SSI is a program of last resort so they want to make sure you can not get money from another place. If you apply for SSD first they may suggest that you apply for SSI. You will have to do a separate application for them both. The bad news is that you will have to meet with two different people; the good news is that you will only have to give your medical information once.

If you don’t get your approval letter soon, contact your lawyer. If you represented your self at the hearing, and don’t have a lawyer, then go to the SSA and inquire on it. It may take a few months to get the letter, but you have a right to inquire on the status.

SSI is Administerd by -but is NOT, the same as Social Security. SSI comes out of the Governments "General Funds" Dept. & is for people with Long Term Disabilities. While Social Security is entirely a Work Based, benefits Program (and Social Security Disability- is, also) . How much you'd get from EITHER- depends on WHICH one You're approved for, & what State You live in. The Amounts can vary- aLOT ! You'll find out how much You were Approved for- when that Letter arrives... Good luck!

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SSI or Supplemental Security Income is just that, a Supplement. it depends on the State you live in how much you receive,

Social Security Benefits are for total disability, Again depends on State you live in.

It can take anywhere from 30 days to 6 months to start receiving your benefits.

Talk with the Social Security Administration or Human Resources they should be able to answer all of your questions

As previously stated, SSI is managed by the Social Security Administration, but the money comes from the general fund.

You have to qualify for SSI by age 65 or over, blind or disabled and having low income and minimal resources.

You can draw both Social Security and SSI but it would depend on how much you get from Social Security as to whether or not you would qualify for SSI.

The amount of SSI you draw depends on the state you live in while the amount of Social Security you draw depends on your earnings while you were working.

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I do not think you can get both. SSD is what you pay into from years of working. SSI is what you get if you are, born disabled or become disabled without working enough years and low income You only get SSI if you are seriously low income(like poor, poor). SSD amount depends on how much you put into it. The SSI amount is capped (full disability, can not walk, can not and will never be able to work, etc) at $12,000 a year

What income is allowed to apply for SSI

Social Security Benefits are taken from your paycheck to provide for you in the future in case you are out of a job.

SSI is for the blind, disabled, elderly, with no job and is not deducted from their paychecks.

SSI is federal welfare, SS is not.