Can you get a loan if you do not have a checking account?

You can get a loan, but it is in your favor greatly if you have some kind of documented cash in a deposit account like a checking account or savings account. Anything that is liquid is fine. Trying to get a loan with out proof of some fund may be rather difficult.

But I do not believe it will negatively affect your credit score. Because your ability to borrow money has nothing to do with what account you already have.

Yes you can get a loan without a checking account. But most banks prefer you do have a checking account. Also with a checking account you can have you loan payment taking out of your account which could give you a lower interest rate.

Yes, I have even bought houses without one. I didn't get a checking account until I was over 30 and bought cars, houses and had bank loans without a checking account.

It isn't on your FICO score at all.

A bank usually consents a loan if your regular paycheck is deposited there and your account is in good standing.

Yes, but most banks will give you a lower rate if you have a checking acct with them. The payments are withdrawn directly. I saved 1.5% that way.

I'm sure that you can, but the creditor needs to know how you are going to pay them back.

yes, what other investments do you have, i.e. saving account, money market account, CD's, stocks, bonds, etc.?

It will probably count against your credit score badly, so no.

no probably not