Are there any health/medical insurers who will take on existing conditions and also phychiatric conditions/?

If an insurer did then they would be on the road to becoming bankrupt. Insurance is taken out to cover the unexpected mishap/misfortune. In your case they would know that without a shadow of doubt that there would be claims on your policy - they are a business, not a charity!

Hi,

When signing up with a Health/Medical Ins Company - they often check your basic blood test - pressure and urine. no other test are required. Not disclosing any other illness specially phychiatric or psychological would be advisable - since none of the INS comp conduct these test.

If you do disclose at the time of signing - they will have a clause that will not include current illness.

Or the only option is if you do wish to be honest and let them know - then you can get companies to include them but your premium on such policies will be high.

Since it is a service you are buying - i would recommend to call few of the INS people that you will "not" sign up with anyways or agents that are not known to you - ask then questions and get all the clarifications sorted..... then pick a yellow pages of your local citi - and call a totally different agent of the same company and not disclose any illness that will not be covered or will end up increasing yoru premium.

Unlikely - it really depends on the condition. The best thing you can do i make application with several insurance companies at once, so you do not have to admit that you have ever been denied coverage. Companies like Anthem are accept/decline which means if they take you then they have to take you with all your conditions.

http://www.ohioinsureplan.com/index.php/insurance/...

Its going to depend on the problems. Hopefully you are in state where there is a high risk pool for people who are otherwise unisurable