Is our house likely to sell this year?

you can sell any house... it all depends how much you will take for it. its not really a good time to sell unless you are 100% urgent to

No. Your house likely will not sell this year.

You say yours has been on the market for three months with no viewers at all. That means your house is overpriced. And the market where you are is probably declining.

Talk to your real estate agent. Find out what your house is really worth. Not sure what it might be called in Scotland, but in the US, it's called a CMA--competitive market analysis. Then price at the very bottom of the range.

With the current state of financial gloom, as you put it, no, mortgages will not start to flow again.

Good news? Well, in 10 years property values should be higher than they are today. Other than that, unfortunately, no.

I'm not sure how it is in the U.K.,but here in the States,we would list a home as "For Sale By Owner". The payee would pay you on a "rent to own " basis with no finance charge but the payee takes out a homeowners insurance policy with a clause that if he/she dies,the house is automatically paid off.

A property lawyer old me today that there was 4000 properties for sale in Edinburgh, its usually about 1000.

Offers over time has gone, he told me the fixed price properties were getting at least 15% knocked off them and thats if they got an offer at all .... Gordon has spent all the UK money, not just England.

Taking 20% off now might seem crazy but if you sell you might be happy with that this time next year.

may be if you visit http://www.simple2rent.co.uk/ it surely helps

No.