Creditor Tries to Trick You Into Getting Your Phone Number?

Question

So I get this offer by Federal Express, sent to my home, offering to refinance my house at an unbelievably low 5.25% APR, and it promises me that my payments will be lowered by another $100 or so per month.

So I call the number from my cell phone and dial in the "Senior Mortgage Consultant" extension number. Now this guy is never in.

Then next thing you know it, some creditor (looking for someone else) starts calling my cell phone day and night, about 20 times a day. I keep telling him to leave me the hell alone and stop calling because the cell phone is for use in emergencies and I get billed by the minute. He ignores me. 

How, I wonder, did this guy get my number? The only possible person I have given it to is this dude from the bank offering to lend me money.

Then I looked at the letter again and googled the telephone number I've been getting calls from, and they both go to the same address.

I thought it was illegal to use a scam to try and collect a debt. And I did I forget to mention, that the person who they are trying to find, is someone else with the same last name, not the same first name?

Should I sue?

mack · Accepted Answer

The Republicans are in charge. They always de-regulate businesses so that folks like you and me do not have any rights so unfortunately, you cannot sue. I have not been contacted by these particular scam artists but thanks for the heads up! And best of luck to you. It's a tough world. Maybe we can make it better. 



Obama 08!!

Χαλαρά · Answer

Why would the refinance letter be addressed to you correctly when in fact it's someone else they're looking for?  Also, with all the bills that are outstanding, collection companies don't waste their time with people who don't have their money.  If you tell them it's not you, there are questions they'll ask to see if your being truthful or not and will take you out of the system.  It's also not often that you'll have a single collector trying to track you down, the calls come from call centers and are done by whoever's phone the computer dials your number into.  Your details make no sense. 

And no, it's not illegal to use a little trickery to get someone's information when trying to collect a debt.

? · Answer

assuming my ph quantity is Y*10000 + Z, the proposition is, Y*10000 + Z = (((((Y * eighty) + a million) * 250) + Z + Z) -250)/2 Y * 20000 + 2Z = ((((Y * eighty) + a million) * 250) + Z + Z) -250 Y * 20000 + 2Z + 250 = (((Y * eighty) + a million) * 250) + Z + Z Y * 20000 + 250 = ((Y * eighty) + a million) * 250 (Y * 20000 + 250) / 250 = (Y * eighty) + a million (Y * 20000/250 + 250/250) = (Y * eighty) + a million Y * 20000/250 + a million = (Y * eighty) + a million Y * 20000/250 = (Y * eighty) 20000 / 250 = eighty eighty = eighty No clarification why this shouldn't artwork …different than if a ph quantity has greater advantageous than 7 digits in some u . s .… if so think approximately to multiply by technique of 10 cases greater or below eighty interior the preliminary degree… watching the form of digits interior the ph quantity.

Anonymous · Answer

Sue? With what? Why are the stinking deadbeats always looking for some get rich quick scheme instead of just paying for what they buy???

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Creditor Tries to Trick You Into Getting Your Phone Number?

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