Wifes extreme interest insurance policy/beneficiary??

First of all, the older you get, the higher the monthly premium gets for insurance and the harder it is to prove insurability. If you guys have a mortgage or kids, you should probably get insurance anyways and if you get sick or injured then it will be extremeley hard to get insurance based on "pre-existing conditions". She is probably just thinking about it now because you guys have been married long enough to start thinking about it, but not too long to where you are going to be more expensive to insure.

How about you take out the same life policy on yourself as you do on her? Then you guys are "even" risks.

As for the possibility of her killing you off, how well do you trust her? How long have you known her? is she materialistic? Do you think she cares for you or is just using you? You should have a gut feeling about these things.

Whether you decide to stay with her or not, you should get life insurance if you plan on ever having a family/buying a home, etc.

p.s. ALOT goes into collecting for life ins. : claims investigations, police reports if anything seems weird, autopsies, etc. So she'd have to be REALLY good to collect and not get caught.

I also love those shows - I actually just watched one about husbands murdering their wives. My husband and I both have $500k policies so that we could continue to live our lives if one of us should pass on. Of course your wife should be the beneficiary I don't know why she should have to tell you this unless you were considering someone else. Honestly you are worth much more alive than dead - and I would particualrly hope so being that you have only been married 8mos.

Your wife is not trustworthy. Tell your wife you will be getting $250K insurance on her life also and watch her reaction. The alternative is to not get any insurance. Then she may not go ahead with plans to do away with you. ;-) It's not funny and stranger things have happened. If you have very young children then it's a good idea to have insurance. Get a dog and have him taste you food before you eat it.

Life insurance and being listed as a beneficiary: very common practice and fairly important.

I would ask what made her think of it. She likely has friends or family that have mentioned the importance of it to her. I myself was like you when I married and thought it was odd how my husband talked about it so frequently, but I realize now that it's just one of those necessary (albeit somewhat awkward) things that needs to be discussed and taken care of.

You wife may just get "caught up" in these mystery stories to a degree, & that no doubt is why this seems of importance to her. As far as I'm concerned, you have quite an adequate amt. of life ins. I mean after all, I don't believe you're a millionaire, nor is she "accustom" to living the life of a movie star! I don't feel either that you're even that old that you should be worrying about that at this point in you life unless you have a threatening disease or are terribly out of shape health wise. She's living somewhat in a fantasy world & no doubt watches these movies where people live in mansions etc., but I doubt that's your case. I would just tell her to not worry, she's well taken care of, & she doesn't have to worry about it anymore. IF you want, you also could mention this is NOT one of your "favorite" subjects, & could she just put it to rest now as everything is fine. She's got to get out of "story book land" & live in today's reality. Just let her know you've taken care of things very well, & not to worry her pretty little head about it anymore..Best to you...:)

Why are you married to someone if you don't trust them? If you were trusting your wife, you wouldn't be looking for ulterior motives when she asks about your insurance policy.

Also, just because she likes those CSI shows doesn't mean she is planning and plotting your demise!

You never know now do you. I wouldn't know, I know it's important for you to protect your family in case of an untimely death but you may want to think long and hard about how the rest of your relationship is going before you get a big policy like that.

I am a stay at home mom. If anything happened to my husband I would not have any income coming in until I could find a job. It would be stressful finding a job & also greaving the loss of my husband. How could I pay for is funeral without it. I don't think she means anything by it.

The fact that she watches those shows might be the very reason she's afraid of something happening to one of you. I watch all that stuff too & I totally freak myself out. I even have nightmares of one of us being killed. I'm definitely not a murderer LOL! She might have a preoccupation with death but it might be more fear based than anything.

When a wife shows interest in an insurance policy, it mean that she is looking to collect. I'd watch your back sweetiepie.