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How do I deal with a debt collector with the wrong number?
My family has had a dept collector calling us for a few years now, but they have been asking for Cheryl, who doesn't live at our residence. We think they got our number from the phone book which is listed as S [Last name]. I think the dept collectors company name is something like Walpof and Abelson. We have done research on them only to find that they are known to switch the names on the dept to the person they were calling. For this reason we have just let them call and let the phone ring. Recently we have had another debt collector asking for Steve. Does anyone think someone is putting our number on stuff that they don't want to pay for? Could the dept collector slap charges on us for holding them in the air for so long? How should we deal with these guys? Sorry for the long question. Thank you so much to anyone who answers my post.
5 Answers
- Jeanne RLv 71 decade agoFavorite Answer
Ask for a supervisor. Explain to the supervisor that if they call again you will sue them for $5 million for harassment and you will file a complaint with the Federal Trade Commission for unfair debt collection practices. Document the name of the person that you speak to. If they call again after that, call the FTC, file a complaint, and ask the FTC for the names of lawyers that will help you with an action for harassment.
- oracleofohioLv 71 decade ago
You explain to them that they have the wrong number and let them know that you'll file harassment charges if the calls continue. You could always call block them too...
- 1 decade ago
Tell them Cheryl or Steve do not live there and to stop calling your number. Tell them it is harrassment and you will press charges if you hear from them again.
- Jay LLv 71 decade ago
next time they call, speak to a supervisor,
Tell the supervisor that they have the wrong number, and to remove you from the list.
no, they cannot do anything to you for refusing the call, or letting them stay on hold. You did not ask them to call, and you have no legal liabilty
Source(s): had the same problem - Anonymous1 decade ago
My suggestion is trying to obsord as much information as you can before making up your mind,here http://www.debtfreetips.info/debt-free.htm is a good one.
