What are people doing to save money in these tough times?

1) I drive less

2) Bread is $4.00 per loaf so I bake my own.

3) We prepare our own meals and stay away from restaurants

4) I dropped my gym membership and walk in the neighborhood

I've always lived within my means, spending less than I've earned and saving the difference. I still have my job and since I'm still spending less than what I earn and am saving, I feel no great need to cut my spending. Obviously, if I lose my job that would all change.

No change is we have always stuck to our budget and not spent money we did not have on frivolous items. Largest monthly bill is for cable tv. No mortgage, no car loans and no credit card debt

calculating expenses, smart budgeting, saving a part of my income on the bank...

here's a great read on saving money..you may want to check it out:

http://www.associatedcontent.com/article/1275978/h...