Are there ways to lower the interest rate on my home loan?

Hi, there's a blog about home loans, may be you can find something there, i think it's very useful : ) here is http://everything-loan.blogspot.com/

Have A Great Day!

You may be able to transfer your mortgage to another lender, but you need to consider several things.

First, is another lender offering lower interest rates, but compensates by charging higher monthly account keeping fees, or other fees?

If you transfer the loan, will your currant lender charge you a high exit fee? And will you need to pay extra stamp duty, legal fees, etc to open the new loan account?

ask your current lender to modify your loan. give them a soft sorry about why you need a lower rate.

you don't "transfer" you loan to another lender. you refinace, there is no such thing as a exit fee. maybe a pre-payment penalty depending on your current loan.

Valuable answers, just what I was looking for.