Does anyone know where I can get a small business loan or personal loan with horrible credit?

Almost impossible!!!

I was in the same predicament. I guessed I was cornored with depts and worked like there is no tomorrow.

Started a small on eBay for an initial capital of $50 and in 6 months raised $6000 net on part time. I sold off almost all my junk and bought more from flea market and resold them. At least now I can breath slightly easier. Guess this is my way of improving my credit too.

Stay clear of loan sharks or loan offers on-line, anything that ask you even for the smallest registration fees, delivery fees bla! bla! bla!

If it is not free of fees, it is a Scam!!!

1

A true business credit card is a line of credit that is taken in the name of the business, under the business' credit. Activity, whether good or bad, is reflected on your business' credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business.However, some companies out there offer "business" credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts - you are.When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business' credit, while avoiding creating problems with your own. Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo. Search for "strong business credit" (just like that in quotes) to find services that sell the information. Good luck, Ilya Bodner Small Business Owner Initial Underwriting Group

Due to todays credit crunch, it is very hard to get a business loan from a bank. I suggest contacting a company called Cash Advance Exchange at 877-865-7744 or visit their website at www.CashAdvanceExchange.com. They provide cash advance loans to business owners who need cash to grow and tou can get a loan much quicker and easier.