How do I calculate a monthly finance charge?

Right.... heres my best guess(es)...

1 - Employ the services of a financial advisor

2- Employ the services of a financial loan company to do it third party and i would imagine you get some sort of commission from every loan you run through them.

3- (this one is more likely to be a winner) Get some cash (hookey money/filthy lucre/moolah/bunse... call it what you like), launder it thoroughly through an unlicenced gambling den and also employ three suitably malicious and aggressive chaps with shaved heads called Smasha, Diggsy and Nigel 'horse-killer' McVey.

Then, heres the clever bit, lend the loot out to the needy, give an extortionate rate of inflation, hastily thought up on the spot, and if they default on the payment terms or deadline then send the three afore mentioned spritely fellows round to their house and threaten to screw the individuals pelvis to a cake-stand.

I think i know which one is a proper good earner.

Hope this helped!!

Good luck.

Without intending to sound rude, if you don't know how to figure this basic operation of financing, you shouldn't be in the financing business.

Asking strangers on the Internet to educate you is just asking for trouble; most likely bankruptcy.

I'm not entirely sure.