Is 795 a good credit score?

to me it is I don't even know if I have any.

795 Credit Score

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With a 795 credit score it should be pretty easy, assuming underwriting criteria can be met. I would suggest you seek an experienced mortgage professional that can help you structure a possible government loan scenario either through FHA or another program. The loan limits for FHA have just been raised. The fact that your mom is 73 doesn't matter. I've done loans for borrowers older than that. You and your fiance can take steps to bring your credit back. To give an example: if you borrowed $300,000.00 at 6.25% for a 30 year term, your principal and interest payment would be $1848.09. That is only a generalization as there is APR, etc. to consider. My advice is to sit down with an experienced mortgage pro and see what the three of you can do together. There should be no cost for this.

Yes, 795 Fico score is just about as good as it gets. But, and there's always a but, if it is a VantageScore it is not AS GOOD as a Fico score.

Fico Range is 350 to 850

VantageScore range is 500 to 990

So for your sake I wish for you its a Fico score.

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RE :Is 795 a good credit score?

Update: it is just the free credit report thing that were all sick of the commercials. Well, I am anyway.

So whats the fico? Where do I get that?

Follow 8 answers

I think 795 puts you near excellant

Yes, according to FICO credit scores anything over 750 is Excellent.

That's a really good score. Basically anything over 700 is good.

If it's FICO, yes it's a very good score. If it's not FICO, it makes no difference since creditors use FICO.

If that is your FICO score, then that is GREAT! If it is a score used ONLY by one reporting agency, then it depends on their scale.

Maybe that's right