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I have some questions about the LG Versa?

I am probably buying either the Versa or the Dare from LG but i have some questions

If i put mp3s on an SD card, can i just play them on my phone, or do i have to purchase them through vcast

I see the Versa has webtabs and i hear the web is quick .... is this with the 15 dollar vcast webpack, or do you need a 30 dollar data plan to make that work?

is the versa much better than the dare?

Update:

please report those spammers

Update 2:

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