If I make an insurance claim, and it was the other car's fault, will it effect my no claims bonus?

Sometimes the two of you can settle it outside of the insurance companies.

If you claim, it will affect your no-claims bonus and your premium.

If it's just cosmetic, I'd leave it if I were you. Often you can hit the bump out yourself (just take off the inner panels and have a good old kick)

No you won't lose your no claims bonus as your Insurance claims from the other drivers Insurance. Depending on the damage the Assessor may recommend that it is beyond economic repair & offer you a sum for the car less £1(usually) if you agree & say you will repair car yourself.This happened to my husband we were offered £551 pounds for an old car as the garage quoted more than the value of the car to repair - we received £550 & insurance company kept £1. On the other hand other drivers insurance may just pay for repair either way you win without it affecting your insurance. Claim will stay on record for 5 years but will not affect no claims but must be declared.

combat it, you assert you advised your Ins business enterprise quickly away. Did you provide finished rationalization of ways accident befell, inclusive of information of the van & motive force and his rationalization of rationalization why he hit you. if so then your Ins business enterprise could have have been given in touch with him (or his business enterprise if business enterprise motor vehicle). in the journey that your Ins business enterprise has completed that then the offending motive force might have had to fill in types along with his rationalization of the accident. the substantial factor listed under are the preliminary comments made via the motive force. Did you're taking any photographs of the wear and tear, if no longer and veh continues to be broken take some. a solid accident investigator would be waiting to ascertain if the wear and tear brought about to you motor vehicle is consistent with what he's claiming occurred. On examining your question, your injury replace into to offside wing. He claims you unexpectedly met the returned of him. if so a million) injury on your automobile may be to the front end no longer offside wing. 2) in case you had run into the rear of his van it is not any longer likely that his van did no longer go through some style of injury, jointly with cracked rear taillight glass, scuff marks, or circulate of paint out of your automobile onto his. shop combating it. Get you Ins business enterprise to pursue it, that's what you pay em for. solid luck

If you are fully comp I would claim from your own insurers, you pay them enough. They will claim from the other driver and it will not affect you NCB or premium, ifthey recover and if things are as you say they are they should.

What is the point in having a dog and barking yourself?

If the accident was the other drivers fault then you claim of their insurance not your own!!!

Surely it should be the other drivers insurance you should claim on

usually if you claim yourself, you would have an excess and may lose your no claims bonus

Ask your insurance company

Well if you dont want to pay for the repair within your excess you will be making a claim - So yes of course it will affect it in theory.

If your motors fairly old as you say your Insurer may just tell you to live with it.

If you claim you will loose your bonus or some of it unless it is a protected bonus.

It is a NO CLAIMS BONUS not a no faults bonus

your paying insurance to take care of your car if this happens right and you would be filing a case with other persons insurance company but you go thru your company is what you pay them for to handle your cases you didnt wreck your car they did

its a scam started by the ins co//ins is something you need when you need it/thats why they call it insurance//in a no fault state it doesnt matter//tell the guy to contact his ins co to pay for your damage//get your game face out of the closet//get estimate and contact him and be semi-polite